Innovation Bank - Client Challenges Fuel
Our Product Innovation Strategies
INNOVATION BANK - CLIENT CHALLENGES FUEL OUR PRODUCT INNOVATION STRATEGY

Our approach

Every solution starts with the challenges that our clients face today, and anticipates what they will need in the future. This results in unique products, designed using the creative and future-focused thinking that Innovation Trust Bank is founded on.

How we deliver

Digital Banking, redefined. Unlike traditional banking accounts, an ITBI trust account ensures your funds are securely held and never lent out. This means no delays, no lending risks—just direct, reliable access to your money when you need it.

Your money, fully shielded

Your funds are safeguarded from mismanagement, institutional risk, and economic downturns. Held within a robust Innovation Bank trust account, your money remains fully liquid and protected—shielding both you and us from the systemic risks of traditional banking, like bank runs or credit exposure.

Banking products and services

DTL

DLT Escrow

Secure escrow programs

Manage fiat and digital asset transaction online easily and securely with the assurance that the bank has vetted your counterparty and secured the fiat portion of your business transaction using an escrow program.

Fiat custody

Accounts customized for you

Select a custody account for the way you invest. Whether you are looking to settle for a select investment (infrequent) opportunity or are planning to use our services as part of your regular investment activities.

Credit solutions

For high net worth individuals, small and medium-sized businesses, and private lending businesses

DTL

Private credit refinance

Efficiency

Capital efficiency, including scale, reliability, timelines, cost of capital, and duration matching for owners and managers of seasoned portfolios of private credit and alternative fixed income assets.

Merit credit builder

Flexibility

A product of innovation that makes it possible for conventional, unconventional, and esoteric businesses to build a robust and documented credit profile and history.

Banking products and services

Private
credit
capital
efficiency
Receive and
remit fiat
payments
Escrow-
based
settlements
Opportunity
account
Standard
activity
account
Bespoke
solutions
Custody
and safe
keeping
Digital
asset
banking
Enhancing portfolio performance with structured access to low-cost funding. Our Private Credit Capital Efficiency solution leverages the stability of global money markets to optimize borrowing costs, preserve liquidity, and support capital deployment strategies.
A secure fiat escrow solutions supporting digital asset settlements and sensitive transactions. Utilizing pre-funded accounts, integrated smart contracts, and advanced compliance tools, Innovation Bank acts as a trusted third party to ensure transparency and mitigate counterparty risk.
A secure fiat escrow solutions supporting digital asset settlements and sensitive transactions. Utilizing pre-funded accounts, integrated smart contracts, and advanced compliance tools, Innovation Bank acts as a trusted third party to ensure transparency and mitigate counterparty risk.
A flexible trust and custodial account purpose-built for the timely deployment of capital into strategic transactions. Ideal for individuals and entities managing large balances and pursuing time-sensitive investments such as mergers, acquisitions, or asset purchases.
A custodial account designed for routine, recurring financial operations including payroll, rent, capital distributions, and revenue management. Suited for high transaction volumes, it ensures operational continuity through strict oversight and comprehensive compliance protocols.
Tailored financial services including letters of credit, payment processing, and structured lending. Designed to meet complex, client-specific financial objectives through flexible, relationship-driven execution.
A regulated digital asset custody solution providing institutional-grade security, segregation of assets, and full compliance oversight. Designed to protect client holdings with confidence in a rapidly evolving digital financial landscape.
An integrated suite of fiat-based trust, custodial, and settlement services tailored to the operational and compliance needs of digital asset institutions. Supports the full lifecycle of digital finance with robust infrastructure and regulatory alignment.

Enhancing portfolio performance with structured access to low-cost funding. Our Private Credit Capital Efficiency solution leverages the stability of global money markets to optimize borrowing costs, preserve liquidity, and support capital deployment strategies.

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